Florida insurance, since 1983
Integrity. Innovation.
Tenacity. Passion.
Florida’s trusted insurance partner for 43 years. A Higginbotham Partner.
About Stahl
Independent in Florida since 1983.
A Higginbotham Partner
Founded by Robert Stahl in 1983, Stahl & Associates has grown into one of the largest, privately held regional insurance agencies in Florida, with 4 offices, 140+ associates, and clients throughout the United States.
Stahl & Associates Insurance is part of Higginbotham, one of the nation’s largest independent insurance, financial and HR services firms trusted by thousands of businesses, individuals and families to protect what matters most to them. As a Higginbotham Partner, Stahl & Associates offers expanded resources and capabilities, paired with the personal service that has always distinguished our firm.
- MissionStrategies and solutions that drive success for our clients.
- ValuesIntegrity · Tenacity · Passion · Innovation
What we do
Five practice areas, one team.
Whether you’re protecting a business, a workforce, or a private collection, the same Stahl team is on it.
Commercial Insurance
Risk management, coverage placement, and claims advocacy for businesses across eight Florida industries.
Learn more- Proprietary program
People Safe Solutions™
Our proprietary, behavioral-based safety and loss-control program, led in-house by an OSHA VPP-credentialed Safety Director.
Learn more Employee Benefits
Cost containment, compliance, HR support, and benefits technology. An extension of your HR department.
Learn morePrivate Client Services
High-net-worth personal coverage: home, auto, yacht, aviation, fine art, excess liability, and primary flood.
Learn morePersonal Health Insurance
Individual ACA, Medicare-supplement options, dental, vision, accident, and travel medical plans.
Learn more
Carrier relationships
100+
carrier partners.
One trusted advisor.
Travelers · The Hartford · Chubb · Liberty Mutual · Nationwide · Progressive · Zurich · AIG · CNA · Hanover · Berkshire Hathaway · Markel · Allstate · PURE · Safecoand 85+ more
Because Stahl is independent, we place each risk with the right market, not just the closest one.
Most agencies resell
loss control.
We built our own.
People Safe Solutions™ is Stahl’s proprietary, behavioral-based safety program, led in-house by an OSHA VPP-credentialed Vice President of Safety and Loss Control. One size doesn’t fit all, so we don’t pretend it does.
Safety policy & procedure design
Custom-built policy frameworks and supervisor training, calibrated to each operation.
OSHA training & compliance
Hands-on OSHA preparedness, recordkeeping discipline, and visit guidance from a VPP-credentialed director.
Fleet & driver safety
Defensive-driver training, DOT compliance, and fleet programs for Florida transportation operators.
Return-to-work programs
Light-duty and root-cause incident analysis to reduce claim severity and protect mod factor.
+ 8 more program components · technology partner: SafetyPlusWeb™
Talk to our safety teamLocations
Four offices across Florida.
From Tampa Bay to Central Florida. Same team, same standards, in your zip code.
- Corporate Headquarters
St. Petersburg
110 Carillon Parkway
St. Petersburg, FL 33716- Phone
- (727) 391-9791
- Fax
- (727) 393-5623
Mon–Fri, 8:30 AM – 5:00 PM
Lakeland
91 Lake Morton Drive
Lakeland, FL 33801- Phone
- (863) 688-5495
- Fax
- (863) 688-4344
Mon–Fri, 8:30 AM – 5:00 PM
Oldsmar
3939 Tampa Road
Oldsmar, FL 34677- Phone
- (813) 818-5300
- Fax
- (813) 818-5396
Mon–Fri, 8:30 AM – 5:00 PM
Longwood
1000 Wekiva Springs Road
Longwood, FL 32779- Phone
- (407) 869-4200
- Fax
- (407) 862-7656
Mon–Fri, 8:30 AM – 5:00 PM
Get in touch
Let’s talk about what you’re protecting.
A real conversation with a Florida advisor who’ll know your name, your business, and your renewal schedule.
Or call our headquarters: (727) 391-9791